---
title: "How do I set up salary sacrifice contribution pension schemes?"
slug: "how-do-i-set-up-salary-sacrifice-contribution-pension-schemes"
updated: 2026-06-10T11:26:20Z
published: 2026-06-10T11:26:20Z
canonical: "help.cintra.co.uk/how-do-i-set-up-salary-sacrifice-contribution-pension-schemes"
---

> ## Documentation Index
> Fetch the complete documentation index at: https://help.cintra.co.uk/llms.txt
> Use this file to discover all available pages before exploring further.

# How do I set up salary sacrifice contribution pension schemes?

Setting up a **Salary Sacrifice** contribution scheme is the same as setting up pension scheme contributions within **Cintra iQ**, except that you select the **Salary Sacrifice Contributions** option under the **Employee** contributions, and select or create new headings.

Because **Salary Sacrifice** is a contractual arrangement whereby an employee gives up the right to receive part of their cash remuneration, usually in return for their employer’s agreement to provide some form of non-cash benefit, a negative **Addition Heading** is created in order to deduct the amount from the gross pay. This addition heading appears on the employee's payslip.

## To set up a salary sacrifice contribution

1. Set up the new pension scheme for a fixed amount or percentage.

> [!WARNING]
> **Important:** Ensure that the the Salary Sacrifice Contribution option is selected in the Employee Contribution details.
2. Attach the scheme to the employee.
3. Calculate. Once calculated, the **Salary Sacrifice** amount appears as a negative payment, while the **Ers** appear under the **Overheads**.

> [!NOTE]
> **Information:** You can also enable NI Savings for employers through Salary Sacrifice contributions. For more information, see [How Do I Enable NI Savings for Employers?](/iq/docs/how-do-i-enable-ni-savings-for-employers)