Introduction to Pensions

A pension is a benefit scheme that pays benefits to a person in the event of retirement, death, ill-health, or reach a particular age. Other examples of benefit schemes that your employer may offer include private health insurance, cycle-to-work, and subsidised childcare.

If you're unfamiliar with any pension terminology, see Pensions: Key concepts, glossary, and terminology.

Overview of pension cycle

Initial set-up

Set up pension scheme(s) and provider(s)
Configure employee letters

See Administrators: Setting up Pension Schemes.

Regular pensions tasks

Add new starters and complete all other payroll entry (salaries, timesheets etc)
Perform assessment for auto-enrolment
Assign employees to pension schemes
Process any other pension changes (contribution changes, opt-outs etc)
Calculate payroll
Generate pension letters
Produce reports
Submit files to pension providers

See Payroll Staff: Managing Pensions.

User roles for managing pensions

The tasks you need to perform will vary, depending on your role in Cintra iQ. The articles in the table below provide more information on the typical tasks that someone with that role must perform, together with links to How To guides to explain how to perform them.

Role	Typical pension-related tasks	Link to articles
Employee	View information about your pension Access your pension letters Request changes to your pension	Employees: Viewing your Pension Information
Administrator	Set up and manage pension schemes Configure employee letters	Administrators: Setting up Pensions
Payroll Staff	Manage new starters and leavers Handle changes to contributions Manage auto-enrolment and contractual pensions. Reporting Issuing payments	Payroll Staff: Managing Pensions
Finance Staff	Updating journals	Finance Staff: Recording Pension Information

How to guides

This help contains a series of articles containing step-by-step instructions on how to perform any task or use any screen within Cintra iQ. If you know exactly what help you need, either use the help's Search function or browse through the following How To folders.

Folder: For how to articles on setting up pensions and other benefit schemes: Pensions & other benefits
Folder: For how to articles on setting up provider details and pension provider files: Benefit schemes
Folder: For how to articles on setting up employer details: Third party association
Folder: For how to articles on managing employee pensions:: Employer set up
Folder: For how to articles on setting up letters: Letters